TFCUM - continued!

This post idea comes from my wonderful friend Marne' (www.marnitzzle.blogspot.com) who just so happens to be in the Financial Industry as well. My fellow co-workers and friends of mine all joke that we are "Bitter Bankers" and the list that Marne' has given and ones I will add on will only show why that statement is actually true! So those of you who who bank with a Credit Union particularly, listen up. TFCUM - Tips For Credit Union Members:

Tip 12: We do not babysit accounts. Do not expect us to call you every 1st and 30th of the month to let you know your Social Security deposits have come.

Tip 13: If you request a full year's worth of account statements and it takes the teller/personal account representative more than 10 minutes to research it and print it out, do not ask us to staple it, then briefly glance at it, make highlights, then ask us to shred it when you're done. There is a reason we are now charging to print statements.

Tip 14: Do not complain about the systems we run off of. We all know computers give grief. Especially when we get a new system. Its not like WE made the choice! We hate it just as much, if not more, than you guys do!

Tip 15: Never, ever assume that just because you have a pad of checks left, you have plenty of money in your account. We will not waive the bounced check fees for your stupidity.

Tip 16: When applying for a loan, and you're denied because of credit delinquency, do NOT come back to me in three weeks stating you've paid them, because I guarantee that the reports have not updated and I hate pulling them again!

Tip 17: Also on the showing ID for cash back, a Costco card does NOT count as valid identification. Nor does a Temple Recommend!

Tip 18: If you develop bitter feelings toward your banker, chances are so have we and we talk about you too.

Tip 19: Never write a check to someone, then come in the next day to put a stop payment on it because you found a chip in the paint from the painters work. It defeats the purpose of the "negotiable instrument!" It is now the painters money!!

Tip 20: Hey, we're only young college students only working to get by, do you REALLY think we're experts at your IRA distributions? Contact your accountant! Thats what you hired them for.

Tip 21: Don't complain about our Soft Hits During the Work Day. We don't like the music either.

Tip 22: Don't request we get candy other than Smarties or Tootsie Rolls. If we gave out Hershey Kisses or delectable chocolates, we'd be asking to see you more often!

Tip 23: Don't come in assuming you're our favorite member. Those with that attitude, news flash, you're the ones we hate seeing the most.

Tip 24: Be civil. There is no need to take it out on a TELLER!

Tip 25: Do not expect us to bend the rules by approving a loan through the drive-up on a Saturday. We have rules for security purposes, and we get fired for breaking them! Have respect that it's our job on the line, not your convenience.

Tip 26: A personal request...if you are a construction worker, or you are just feeling a little too hot, please, please, PLEASE do not carry cash in your back pocket then bring it in on your lunch hour to deposit it. The sopping, stinky bills makes us lose our lunch.

Tip 27: When a teller or loan officer tells you there is something they can't do, do NOT just shimmy down the teller line or to a desk for a second, third, fourth, and fifth opinion. We stick to our guns.

Tip 28: Do not hit on us. We do reserve the right to close your account...

Tip 29: When we ask, "Is there anything else we can do for you today?" it is an invitiation for you to leave our station or desk. Do not spit out, "Nope. Not unless you're giving out Zeros today!" or "How about a large fry with that!" Its really not funny.

Tip 30: When we close our lobby and five minutes later you come screeching around our drive through demanding $5000 and we say, "No, sorry, you'd have to come into the lobby tomorrow" do not scream at us that we closed early. No we didn't.

Tip 31: Do not try to get us to cash pay-stubs, or merchant coupons. We may be unfocused and take them, but you'll be charged a fee and we won't waive them.

Tip 32: When we ask how much you gross per month in income for a loan application, give us the actual amount you make. We know that cashiers at Seagull Book and Tape do not make $8000 a month. We do verify your income. Save yourself the humiliation.

I'll stop there, its all common sense! Thanks Marne' for the urge to vent as well!